TNO Pension Fund is keen to have a pension scheme that is good for everyone, now and in the future. The switch to the new pension scheme – expected on 1 July 2026 – may not work out so well for a few members. For them, we will be reserving money to compensate them for the disadvantages. What is [...]
In January, we will send you the annual statement. This is the summary of the pension payments you received from our fund in 2025. You need the annual statement for your tax return. In addition to the annual statement, you will also receive an itemised pension payment statement. In the appendix enclosed with the itemised payment statement, you can [...]
Survey results: What do you think of the information we provide about the new pension scheme? In the fall of 2025 over 1,000 people took part in our digital survey. The aim of the survey was to find out whether we have properly informed you about the new pension scheme: what is changing and what remains the same? For [...]
How will your pension scheme change on 1 January 2026? The changed pension scheme will apply for the months of January to June. We will then transfer to the new pension scheme in the new pension system on 1 July 2026. We will take you through the implications of this transition in detail in the coming months. For now, [...]
The portal at Goldman Sachs is closed As announced, from mid-November until early 2026, it will unfortunately not be possible to track the development of Extra Pension Capital, Net Pension Capital or TOP Capital via the Goldman Sachs (GSAM) portal. This is due to the transfer of administration from Goldman Sachs to the pension fund. The fund will take [...]
Every quarter, we report on our sustainability policy on our website. This time we are reporting on the past quarter: the third quarter of 2025. This memo covers what we have achieved over the last quarter: The number of companies and countries we have excluded from direct investment based on the exclusion criteria in our sustainability policy. How much [...]
What is pension capital? The new pension rules refer to pension capital. This means that you accrue capital for your pension. Under this scheme, the amount of your pension benefit is not fixed in advance. On retirement, the pension capital ultimately provides for a monthly pension. We can explain it as follows: The social partners agreed to adopt a [...]
You can still vote up until 19 November Who would you like to see as board member to represent pension beneficiaries? There are two candidates to choose from. They responded to our invitation this summer to stand as candidate. These are the candidates: Coby van den Berg Raymond Creusen You can still vote up until 19 November We recently [...]
Plan’s assets and liabilities for which the pension fund bears the risk The value of the plan’s assets for which the pension fund bears the risk amounted to rounded €3,935 million at the end of the third quarter of 2025. Compared to year-end 2024 (€4,060 million), this represents a decrease of €125 million. The market value of the pension liabilities [...]
In the Net Pension scheme, you accrue pension voluntarily. This applies to the portion of your salary above the maximum salary for which you can accrue a gross pension. Earlier this year, employer TNO decided to discontinue the Net Pension scheme as of 1 January 2026. The Works Council approved this decision. As a result, the Net Pension scheme [...]