In March 2026, the TNO Pension Fund conducted a member survey on socially responsible investment. We received a good response from retired members and those currently working at TNO, but to a lesser extent from those who no longer work at TNO but still have a pension with the TNO Pension Fund. The results across the board differ significantly [...]
Every quarter, we report on our sustainability policy on our website. This time we are reporting on the past quarter: the first quarter of 2026. This memo covers what we have achieved over the last quarter: The number of companies and countries we have excluded from direct investment based on the exclusion criteria in our sustainability policy. How much [...]
Plan’s assets and liabilities for which the pension fund bears the risk The value of the scheme’s assets for which the pension fund bears the risk amounted to rounded €3,963 million at the end of Q1 2026. Compared to year-end 2025 (€3,964 million), this represents a decrease of €1 million. The market value of the pension liabilities stood at [...]
TNO Pension Fund can definitively transition to the new pension system as of July 1, 2026. De Nederlandsche Bank (DNB) has granted the fund a statement of no objection for the transfer of pensions. Additionally, during the final go/no-go decision, the board of TNO Pension Fund issued a positive assessment regarding the transition on July 1, 2026. This marks [...]
Every year in April, we recalculate your pension payment based on the financial results of the previous year. To minimise reductions in pension payments as much as possible, the fund has a buffer: the solidarity reserve. Capital required to pay out pension benefits Each year, the amount of capital required to meet the current and future pension payments for [...]
Worried about money matters? Talking helps! Talking about money worries continues to be taboo. Often there is a great sense of shame in sharing such concerns with others. Unable to make ends meet at the end of the month, constantly being in the red; having money worries can happen to anyone. Even when you manage your money well, events [...]
Using TextBuddy, an AI tool, the TNO Pension Fund is making communications about your pension simpler, clearer and more accessible. This smart tool can simplify, translate and even read texts aloud, so that all our members can understand our pension information without difficulty – including those members whose first language is not Dutch. For TextBuddy can translate into more [...]
Every quarter, we report on our sustainability policy on our website. This time we are reporting on the past quarter: the fourth quarter of 2025. This memo covers what we have achieved over the last quarter: The number of companies and countries we have excluded from direct investment based on the exclusion criteria in our sustainability policy. How much [...]
Those who still have TOP capital and are within 10 years before their state pension date can still apply until Friday 27 February 2026 to convert their TOP capital into a monthly benefit starting on 1 June 2026 and continuing until the state pension date. As we have communicated in previous posts on this, you do not need to adjust the [...]
More and more pension funds are implementing socially responsible investment policies. They look not only at the financial side of investing, but also at the impact on people, the environment and society. Pensioenfonds TNO also wants to be aware of the impact of its investments, in line with its social role. The fund therefore follows an investment policy based [...]